Any time you purchase auto insurance, the agent will begin by giving you an auto insurance quote. This is an estimate of what you will pay for the insurance policy for the next term. The term of the policy is for six or twelve months. Many times the price of the policy can be broken down into monthly payments.
Whenever you give your information to an insurance agent, whether is be online, by the phone or in person, the agent will enter that information into a computer which is connected to the company that he represents. If the agent is an independent agent, he may represent several independent auto insurance companies. An independent agent insurance agent may seek quotes from several companies in otder to offer you the best rates.
Remember that the number given is a quote, your actual policy could cost more or less. The fact that agents are now online with the companies they represent makes the quotes much closer to the actual price you were quoted. If you have been very careful with your use of the automobile, you can save a lot of money over the life of only one vehicle.
What factors affect the price that you pay for auto insurance?
Your age is a large factor in the price you pay for insurance. If you are under twenty-five years of age you will pay more for insurance that someone with the same driving record as you who is forty-five. Part of the reason for this is that you are more likely to be involved in an accident than someone who is forty-five, simply because you lace his experience. In addition, if you are a male under twenty five, you will pay more than a female under twenty-five. Statistically, males under twenty-five have more accidents.
You will even pay more for insurance if you have allowed your policy to lapse for more than thirty days.
While insurance can be expensive, careful driving within the limits of the law can keep your auto insurance quote low. Defensive driving will save you money in the long run. - 32383
Whenever you give your information to an insurance agent, whether is be online, by the phone or in person, the agent will enter that information into a computer which is connected to the company that he represents. If the agent is an independent agent, he may represent several independent auto insurance companies. An independent agent insurance agent may seek quotes from several companies in otder to offer you the best rates.
Remember that the number given is a quote, your actual policy could cost more or less. The fact that agents are now online with the companies they represent makes the quotes much closer to the actual price you were quoted. If you have been very careful with your use of the automobile, you can save a lot of money over the life of only one vehicle.
What factors affect the price that you pay for auto insurance?
Your age is a large factor in the price you pay for insurance. If you are under twenty-five years of age you will pay more for insurance that someone with the same driving record as you who is forty-five. Part of the reason for this is that you are more likely to be involved in an accident than someone who is forty-five, simply because you lace his experience. In addition, if you are a male under twenty five, you will pay more than a female under twenty-five. Statistically, males under twenty-five have more accidents.
You will even pay more for insurance if you have allowed your policy to lapse for more than thirty days.
While insurance can be expensive, careful driving within the limits of the law can keep your auto insurance quote low. Defensive driving will save you money in the long run. - 32383
About the Author:
Need an online auto insurance quote? Go to clicksmore.com to get a completely free quote!
